This is Vanese Ferguson with Coffee Talk. I have to admit I was a little taken aback by the number of people who do not use a credit monitoring service. That was our newspoll question earlier this week and 89 per cent said they don’t use one. I do – by happenstance – because a company I dealt with had information of its clients accessed and they offered the service for two years and then extended it. Which actually makes me feel like my information is even less safe given the time frame they are obviously concerned about. With the CRA having been hacked – had a friend who ended up being a victim of that – it will be a service I continue to use. I was recently contacted by a bank – one I deal with – but I don’t believe it was them. Again – never give up personal information of any kind of the phone when you have not independently contacted a bank, a business, what have you. I finally agreed to what they were offering and then they asked for my birthdate. Nope, nope nope. I said nope, you called me. Click. Hearing about how Ai has now made those with nefarious intent able to be even more diabolical by replicating websites of legit companies making it look so credible it’s hard to discern the difference. And the latest was they are even embedding malware in QR codes that allow them into your devices and your life. That made me wary enough I hesitated this week when I went online to make a charitable donation to a local entity that uses a QR code to walk you through the donation process. Sad times when a Christmas donation becomes something you hesitate to give – you know – just in case. Well, I still have a few cheques left, maybe I’ll go old school and drop by, in person, with one of those.